Cryptomus is an integrated payment solution that combines a payment gateway, cryptocurrency wallet, and P2P fiat exchange capabilities. It is designed to be simple and efficient, making it particularly suitable for cross-border e-commerce and independent online stores.
The company behind Cryptomus, CERTA PAYMENTS LTD., is based in Canada and holds a Canadian MSB (Money Services Business) license issued by FINTRAC (Financial Transactions and Reports Analysis Centre of Canada). This regulatory status confirms its authorization to operate in areas including foreign exchange, fund transfers, and virtual currency transactions.
Reputation and User Feedback
Currently, there is limited information available in Chinese about Cryptomus. However, English-language sources and user reviews indicate a generally positive reception. On the consumer review platform Trustpilot, Cryptomus holds a rating of 4.5 out of 5, with many users praising its functionality for e-commerce purposes. The platform appears to be particularly popular among business owners engaged in international trade.
Application Scenarios
Similar to payment gateways like Stripe and PayPal, Cryptomus is designed to facilitate transactions for online stores. The key difference is that Cryptomus processes payments in cryptocurrencies such as USDT and BTC, rather than traditional fiat currencies. This makes it an attractive option for merchants looking to accept digital assets.
How to Register a Cryptomus Account
Registering for a Cryptomus account is straightforward. You can sign up using your email address. If you only plan to use the personal or business wallet features and do not require P2P fiat-to-crypto exchange, no KYC (Know Your Customer) verification is necessary.
For those interested in using the P2P trading function, the KYC process involves submitting identification documents (such as a passport or ID card) and a live photo. It's worth noting that the P2P marketplace on Cryptomus is primarily populated by international users, and payment methods are localized, which may present some limitations. The platform's core strength lies in its payment gateway rather than its P2P exchange.
Three Core Functions of Cryptomus
Personal Wallet
The Personal Wallet is designed for individual use. It allows users to receive, withdraw, and exchange various cryptocurrencies for everyday transactions.
Business Wallet
The Business Wallet is tailored for commercial activities, such as receiving payments for online store sales. It supports managing crypto revenues efficiently.
P2P Wallet
The P2P Wallet facilitates peer-to-peer trading, enabling users to buy and sell digital currencies directly with others.
All three wallets support transfers between each other and accommodate a wide range of cryptocurrencies, including USDT, BTC, BCH, BUSD, DOGE, and ETH. Transactions are supported on networks like TRC20. There is no minimum transfer amount—even transactions as small as 1 USDT are accepted.
Creating a Payment Link
If you need to receive payments in USDT or other cryptocurrencies, you can easily generate a payment link through Cryptomus.
First, navigate to the "Merchant" section in the dashboard and add a merchant name. Then, select "Create Payment Link" to set up a new收款 link. Cryptomus offers three payment modes:
- Invoice: Ideal for fixed-price products. You set the amount (e.g., 5 USDT).
- Static Wallet: Suitable for general transactions where the customer enters the payment amount.
- Recurring Payments: Designed for subscription-based services.
For this example, we create an invoice link with a fixed price of 5 USDT.
Once generated, this link can be shared with buyers. When a customer opens the link, they can complete the payment by sending crypto to the provided wallet address or by scanning a QR code.
Payments are typically processed within minutes, depending on blockchain network conditions. If the merchant covers the transaction fee (as in this example), the received amount may be slightly less than the invoiced total (e.g., 3.5 USDT received from a 5 USDT invoice).
Funds received via merchant payment links are deposited into the Business Wallet. From there, you can transfer them to your Personal Wallet or P2P Wallet as needed.
This method offers a simple and convenient way to receive crypto payments. For store owners, Cryptomus also supports integration with platforms like Shopify. 👉 Explore payment integration options
Frequently Asked Questions
What is Cryptomus?
Cryptomus is a payment gateway and digital wallet platform that allows businesses and individuals to send, receive, and manage cryptocurrency payments. It is especially useful for e-commerce merchants operating internationally.
Is KYC mandatory for using Cryptomus?
KYC verification is only required if you plan to use the P2P fiat-to-crypto exchange feature. Using the personal or business wallets does not require identity verification.
Which cryptocurrencies does Cryptomus support?
Cryptomus supports major cryptocurrencies including USDT, BTC, ETH, BCH, DOGE, and BUSD, among others. It also supports multiple blockchain networks such as TRC20.
How long do transactions take to process?
Most cryptocurrency transactions are confirmed within minutes, though timing can vary based on network congestion and the specific crypto asset used.
Can Cryptomus be integrated with e-commerce platforms?
Yes, Cryptomus can be integrated with popular e-commerce platforms like Shopify, allowing automated payment processing for online stores.
Are there transaction limits?
There is no minimum transfer amount for receiving funds. However, transaction fees may apply depending on network conditions and wallet type.