7 Best Cryptocurrency ETFs to Buy

The landscape for cryptocurrency investing has evolved dramatically, making it easier than ever to gain exposure through regulated exchange-traded funds (ETFs). These instruments offer a way to invest in digital assets without the complexities of direct ownership, such as managing private keys or using crypto exchanges. As institutional adoption grows, a diverse range of crypto ETFs has emerged to suit various investment goals, from pure Bitcoin exposure to multi-asset strategies and income generation.

This guide explores seven of the top cryptocurrency ETFs available today, detailing their strategies, costs, and ideal investor profiles.

Understanding Cryptocurrency ETFs

Cryptocurrency ETFs are investment funds traded on traditional stock exchanges that track the performance of digital assets like Bitcoin or Ethereum. They provide a familiar and accessible way for investors to add crypto to their portfolios through conventional brokerage accounts. These funds come in several forms:

• Spot ETFs: These hold the actual cryptocurrency, typically stored in secure cold storage by a custodian.
• Futures-based ETFs: These invest in cryptocurrency futures contracts rather than the underlying asset.
• Equity-focused ETFs: These invest in companies involved in the blockchain and crypto ecosystem, such as miners, exchanges, or technology firms.
• Multi-asset or Strategy ETFs: These combine crypto exposure with other assets or use options strategies to generate income or manage risk.

The rise of these products signifies a major step toward the mainstream acceptance of digital assets as a legitimate asset class.

Top Cryptocurrency ETFs for Your Portfolio

Here is a curated list of seven standout cryptocurrency ETFs, each offering a unique approach to digital asset investment.

*Defined as “total annual fund operating expenses.”
**Slated to increase to 0.5% on Jan. 1, 2026.

Grayscale Bitcoin Mini Trust ETF (BTC)

For investors seeking straightforward, low-cost exposure to Bitcoin, the Grayscale Bitcoin Mini Trust ETF (BTC) is a compelling choice. As a spin-off from the larger Grayscale Bitcoin Trust (GBTC), BTC offers the same direct access to spot Bitcoin held in secure cold storage with Coinbase Custody but with a significantly lower expense ratio of 0.15%. This makes it one of the most affordable spot Bitcoin ETFs on the market.

Its structure provides a pure play on Bitcoin's price movements, making it suitable for investors who believe in the long-term appreciation of the original cryptocurrency without the desire to manage it themselves.

Amplify Transformational Data Sharing ETF (BLOK)

Instead of holding cryptocurrency directly, the Amplify Transformational Data Sharing ETF (BLOK) provides exposure to the companies building the infrastructure of the digital asset economy. This actively managed ETF holds a portfolio of about 49 companies involved in blockchain development, crypto mining, and digital asset exchanges.

Notable holdings include companies like MicroStrategy (MSTR), Coinbase Global Inc. (COIN), and Robinhood Markets Inc. (HOOD). This approach allows investors to potentially benefit from the growth of the broader crypto ecosystem while investing in traditional equities. With an expense ratio of 0.73%, BLOK offers a strategic bet on the businesses enabling blockchain technology.

Global X Blockchain & Bitcoin Strategy ETF (BITS)

The Global X Blockchain & Bitcoin Strategy ETF (BITS) offers a hybrid strategy for investors who want both direct crypto exposure and equity diversification. This fund allocates roughly 50% of its assets to CME Bitcoin futures contracts, providing correlation to Bitcoin's price. The other 50% is invested in the Global X Blockchain ETF (BKCH), which tracks a basket of companies involved in blockchain technology.

This dual approach captures potential upside from both the price appreciation of Bitcoin and the growth of leading crypto-related businesses. With a total expense ratio of 0.65%, it's a cost-effective way to gain a balanced exposure to the entire digital asset sector. For those looking to explore more strategies that blend different asset classes, this ETF represents a foundational option.

Cyber Hornet S&P 500 and Bitcoin Strategy ETF (ZZZ)

The Cyber Hornet S&P 500 and Bitcoin 75/25 Strategy ETF (ZZZ) is designed for investors who want to diversify a traditional portfolio with crypto but prefer a hands-off, professionally managed approach. This fund maintains a simple allocation: 75% to the S&P 500 index and 25% to Bitcoin futures.

This structure provides the growth potential of the U.S. large-cap stock market coupled with the high-risk, high-reward profile of Bitcoin. The fund is rebalanced monthly back to its target allocation, which helps manage volatility and control concentration risk automatically. While it lacks the downside protection of bonds, it's an excellent option for growth-oriented investors seeking a simplified all-in-one solution.

Simplify Bitcoin Strategy Plus Income ETF (MAXI)

The Simplify Bitcoin Strategy Plus Income ETF (MAXI) is a sophisticated fund designed for advanced investors. It employs a dynamic strategy that can adjust its Bitcoin exposure—gained through futures, options, or swaps—anywhere from 50% to 200% based on technical indicators. This means the fund can use leverage to amplify its Bitcoin position.

Complementing this is an active options-based income strategy on equity indices and commodities, which currently generates a high distribution yield. Due to its complexity and use of leverage, MAXI is best suited for experienced investors who understand the risks involved and are seeking both aggressive Bitcoin exposure and income generation.

Hashdex Nasdaq Crypto Index U.S. ETF (NCIQ)

The Hashdex Nasdaq Crypto Index U.S. ETF (NCIQ) offers diversified pure-play crypto exposure by holding the two largest digital assets: Bitcoin and Ethereum. Unlike many other funds, NCIK invests directly in the spot assets, not futures contracts. Its holdings are weighted by market capitalization, currently comprising roughly 88.4% Bitcoin and 11.6% Ethereum.

This provides a simple way to gain exposure to the two giants of the crypto world in a single ticker. It currently charges a low 0.25% management fee, though this is scheduled to rise to 0.5% after December 31, 2025. This ETF is ideal for investors who want direct crypto exposure but prefer the diversification of holding more than just Bitcoin.

Roundhill Bitcoin Covered Call Strategy ETF (YBTC)

The Roundhill Bitcoin Covered Call Strategy ETF (YBTC) is designed for income-focused investors who want Bitcoin exposure. YBTC generates income by employing a covered call strategy on a spot Bitcoin ETF. This involves holding the underlying asset and selling call options against it to collect premium income.

This strategy provides investors with Bitcoin exposure but caps the potential upside in exchange for generating a high current yield. Given the volatility of Bitcoin, the premiums from selling calls can be substantial, leading to a high distribution yield. This fund is an innovative tool for investors seeking to earn income from their crypto allocation without directly trading options themselves.

Frequently Asked Questions

What is a cryptocurrency ETF?
A cryptocurrency ETF is an exchange-traded fund that tracks the price of one or more digital currencies. It allows investors to gain exposure to the price movements of cryptocurrencies like Bitcoin or Ethereum without having to buy and store the coins themselves. These funds trade on traditional stock exchanges, making them easily accessible through standard brokerage accounts.

How do I choose the best crypto ETF for my portfolio?
Your choice depends on your investment goals and risk tolerance. For pure, low-cost Bitcoin exposure, a spot ETF like BTC is suitable. If you prefer investing in the companies behind the technology, an equity ETF like BLOK is a good fit. For income, consider a strategy ETF like YBTC. Always evaluate the expense ratio, the underlying assets, and the strategy to ensure it aligns with your objectives.

Are cryptocurrency ETFs a safe investment?
While ETFs provide a regulated and convenient structure, they are not "safe" in the traditional sense. They are subject to the high volatility and price fluctuations inherent in the cryptocurrency market. However, they eliminate risks associated with hacking and losing private keys that come with direct ownership. All investments in crypto assets should be considered high-risk.

What is the difference between a spot Bitcoin ETF and a futures-based ETF?
A spot Bitcoin ETF holds actual Bitcoin, meaning its value directly reflects the live market price of the asset. A futures-based ETF holds contracts that speculate on Bitcoin's future price. This can lead to tracking error over time, a phenomenon called "roll cost," where the fund's performance may not perfectly match spot Bitcoin due to the structure of the futures market.

Can I lose all my money investing in a crypto ETF?
While it is highly unlikely for a diversified ETF to go to zero, the value of your investment can fluctuate significantly. The underlying crypto assets are known for their extreme volatility, and a severe, prolonged market downturn could lead to substantial losses. It's crucial to only invest capital you are willing to put at risk.

Do cryptocurrency ETFs pay dividends?
Most spot and futures-based crypto ETFs do not pay dividends as cryptocurrencies themselves do not generate income. However, some strategy ETFs, like covered call funds (e.g., YBTC) or multi-asset income funds (e.g., MAXI), are specifically designed to generate and distribute income to shareholders through options premiums or other strategies.