Xaman Wallet (formerly XUMM Wallet) stands as a prominent self-custody solution specifically designed for the XRP Ledger ecosystem. This review provides a detailed look at its features, setup process, and overall usability to help you decide if it's the right tool for managing your XRP and other supported digital assets.
Key Features at a Glance
Xaman Wallet is packed with functionalities tailored for both new and experienced users in the XRP space.
- Multi-Signature Support: Enhance security by requiring multiple approvals for transactions, adding significant layers of protection for your funds.
- Biometric Authentication: Protect your assets using industry-standard security features like Face ID and fingerprint recognition for app access and transaction signing.
- Broad Token Support: The wallet natively supports over 8,300 tokens issued on the XRP Ledger and is integrated with sidechains like Xahau.
- User-Friendly Interface: The application boasts a simple, clean, and intuitive design, making navigation straightforward.
- Minimal Transaction Fees: Users benefit from the inherently low transaction costs associated with the XRP Ledger, making it economical for frequent use.
Pros and Cons: A Balanced View
Before choosing any wallet, it's crucial to weigh its advantages against its limitations.
| Pros | Cons |
|---|---|
| Multi-signature support and biometric authentication significantly enhance security. | As a non-custodial wallet, loss of your private keys or secret numbers will result in a permanent loss of assets. |
| Deep integration with the XRP Ledger ecosystem and support for thousands of tokens. | It does not support major digital assets like Bitcoin (BTC) or Ethereum (ETH), limiting its use to the XRPL ecosystem. |
| Available for Android and iOS with a simple, intuitive interface. | To use all features optimally, a user needs technical skill and a deeper understanding of the XRP Ledger. |
| Features minimal transaction fees, appealing for regular XRP users. | The app is not optimized for tablet devices like the Apple iPad, and some features require NFC support. |
Getting Started with Xaman Wallet
Xaman Wallet is compatible with mobile devices running Android 7 and higher or iOS 13 and higher (on all models from iPhone 7 upwards). The installation process is quick and typically takes less than ten minutes.
Installation and Initial Setup
- Download the latest version of the app from the official Google Play Store or Apple App Store. Always ensure you are downloading the authentic application.
- Open the app after installation. You will be greeted with a welcome screen; tap the "Get Started" button to begin.
- You will be prompted to create a 6-digit passcode. This code is required for accessing the application. For higher security, use a random, non-repeating sequence of numbers.
- Confirm the passcode by entering it a second time and tap "Save."
- The app will then ask if you wish to enable biometric authentication (e.g., fingerprint or Face ID). You can enable this now or at any time later in the settings.
- Choose whether you want to allow push notifications from the application.
Creating Your Account
The next steps are critical for setting up your wallet securely.
- You will be guided through several informational screens explaining the wallet's features. Read them carefully and tap "I understand" on each, finishing with "Confirm."
- On the "Add Account" screen, select "Create a new account."
- You will be presented with your Secret Numbers—a set of 8 lines, each containing 6 digits (A through H). This is your backup. You must write down all 48 numbers in the exact order and store them in a secure, offline location. Anyone with these numbers has complete control over your assets.
- After recording them, you will be asked to confirm the numbers by entering them in a specific order to verify accuracy. Upon successful verification, tap "Next."
- Your public XRP address will be displayed. This is the address you share to receive funds. Tap "Next" to proceed.
- You will be informed about the need to activate your account (which requires a 10 XRP reserve). Tap "Next, I understand."
Choose your preferred security level:
- Standard: Ideal for daily use (requires passcode and/or biometrics).
- Extra Security: The optimal choice for long-term storage (requires an additional confirmation passcode for every transaction).
- Finally, you can name your wallet for easy identification. Your account is now created.
Activating Your Account
To start using your new XRP Ledger account, you must activate it. This requires a minimum balance of 10 XRP, which will be reserved (locked) by the network.
On the app's main screen, tap "Activate Account" and follow the system's guidance. You will be presented with options to purchase XRP directly through integrated third-party services. Once the activation is complete, your wallet is ready for transactions.
👉 Explore secure wallet options
Managing Your Assets
Sending and receiving funds with Xaman Wallet is a streamlined process.
- To Receive XRP: Navigate to the "Request" tab. Copy your public address or share its QR code. Provide this address to the sender to receive funds into your wallet.
- To Send XRP: Go to the "Send" tab. Enter the recipient's destination address (or scan their QR code), select the token type (XRP or another issued token), specify the amount, and confirm the transaction using your passcode or biometrics.
All your transaction history can be reviewed in the "Overview" tab, providing a clear record of your account activity.
Importing and Recovering an Account
If you need to access an existing XRP Ledger account within Xaman:
- On the "Add Account" screen, select "Import an existing account."
- Choose "Full access."
- Select "Secret Numbers" as your recovery method.
- Enter your 8 lines of secret numbers exactly as you originally recorded them.
- If entered correctly, your account and its associated funds will be fully restored within the wallet.
Frequently Asked Questions
Is Xaman Wallet safe to use?
Yes, Xaman is considered a safe, non-custodial wallet. It employs strong encryption, biometric security, and optional multi-signature configurations. However, the ultimate security of your assets depends on you safeguarding your secret numbers and passcode.
Can I store Bitcoin in my Xaman Wallet?
No, Xaman Wallet is built exclusively for the XRP Ledger ecosystem. It supports XRP and all tokens issued on the XRPL but does not support Bitcoin, Ethereum, or other non-XRPL digital assets.
What happens if I lose my phone?
Since Xaman is a non-custodial wallet, the company cannot recover your funds. You can regain access by reinstalling the Xaman app on a new device and importing your existing account using your secret numbers.
Why do I need 10 XRP to activate the account?
The XRP Ledger requires a small reserve of XRP to be held in every account to prevent spam. This 10 XRP is not a fee but is temporarily locked by the network protocol. It will be released back to you if the account reserve requirement is ever lowered.
Does Xaman Wallet charge any fees?
The wallet itself does not charge additional fees for its services. You only pay the minimal network transaction fee (a fraction of an XRP) required by the XRP Ledger for all transactions.
How do I ensure maximum security for my funds?
For maximum security, enable the "Extra Security" setting, use a strong, unique passcode, and store your secret numbers on a durable medium (like metal) in multiple secure physical locations. Never share them digitally.